New integration enables same-day tip distribution, helping operators reduce cash handling costs and improve employee retention.
Instant Financial, the fintech company modernizing payments and earned wage access (EWA) for hourly workers, announced a strategic partnership with AllianceHCM, one of the nation’s largest human capital management (HCM) software providers. Through this integration, Instant’s digital tipping and instant pay solutions are now seamlessly available to more than 10,000 restaurant locations and 200,000+ restaurant employees across the AllianceHCM platform.
The collaboration is centered on one clear operational benefit for multi-location restaurant (MLR) leaders: early tip out. By enabling same-day digital tip distribution, AllianceHCM and Instant are helping MLR CFOs and operators solve long-standing challenges related to:
- Cash handling costs and reconciliation inefficiencies
- Cash flow management related to tip disbursements
- Retention and satisfaction of hourly staff who increasingly expect faster access to their earnings
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“Restaurant operators today are looking for ways to simplify operations and offer better financial flexibility to their employees,” said Matt Umholtz, President & CRO at AllianceHCM. “By integrating Instant’s digital tipping solution directly into our payroll and onboarding workflows, we’re giving our multi-location restaurant operators a powerful tool to modernize how they manage and deliver tips—without introducing operational complexity.”
AllianceHCM’s platform already supports major national restaurant brands such as McDonald’s, Dunkin’, Buffalo Wild Wings, and Papa John’s. With the addition of Instant’s award-winning technology, operators can now eliminate paper checks, reduce reliance on physical cash, and give employees immediate access to their tips — benefiting both banked and unbanked workers.
“Hourly employees value speed and flexibility when it comes to accessing their earnings, and multi-location restaurant leaders are recognizing the impact that has on retention and engagement,” said Tal Clark, CEO of Instant Financial. “Our partnership with AllianceHCM delivers a fully integrated, compliant solution for digital tipping—aligned with the way today’s restaurants need to operate.”
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Instant continues to set the standard for modern payroll solutions. In 2015, the fintech became the very first company offering a paycard model for earned wage access, enabling hourly workers to receive their wages daily, at no cost, instead of holding out until payday. Today, Instant is the only platform offering an all-in-one solution that includes earned wage access, digital tips, financial wellness perks, and instant payments via banks, mobile wallets, or virtual paycards at no or low cost. It remains the leader in the industry, processing over $7.5 billion in payments and $4.5 billion in digital tips, helping customers like Church’s Chicken, Bloomin’ Brands, and Sun Holdings better recruit and retain their frontline workforce.
The integration is live and available now to all AllianceHCM customers—no separate contracts, vendors, or setup required. For more information about Instant, visit instant.co. For more information about AlianceHCM, visit alliancehcm.com.
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Source: PRWeb